Have you ever wondered about the difference between an authorized user and a joint account holder for your credit card? It’s a commonly asked question with a not-so-simple answer — and the details ...

If you’re just starting to build your credit history, or if your credit scores have taken a hit because of some financial missteps, an easy way to add positive information to your credit file is by ...

Kelly-Ann Franklin has spent more than two decades in journalism which has helped her build a wide knowledge base of business and personal finance topics. Her goal with editing is to ensure tough ...

Many people wonder how authorizing another person (usually a friend or relative) on their credit card will affect both parties’ credit scores. Back in the day, becoming an authorized user on another ...

An authorized user can make charges on someone else's account but is not ultimately responsible for payment. Many or all of the products on this page are from partners who compensate us when you click ...

Adding authorized users to your account can be both a blessing and a curse no matter which card you hold. It’s an easy way to keep track of all household spending in one place and a way to extend ...

The primary cardholder will be responsible for the charges made on an account that has an authorized user. Whether or not ...

“Add your child as an authorized user so you can help them establish a good credit history.” It’s common advice — and it’s not wrong. Assuming you have an excellent credit history yourself, as well as ...

Becoming an authorized user on someone else’s credit card can help you establish good credit. The process of removing an authorized user is simple and can be done by calling the credit card issuer or ...

With more than 50 million redeemed miles under her belt, Becky Pokora is a rewards travel expert. She's been writing about credit cards and reward travel since 2011 with articles on Forbes Advisor, ...