If Hunter Warfield, Inc., has contacted you about an unpaid bill or appeared on your credit report, you probably have an old debt. It’s likely that the debt collection company bought the old debt from ...

The FCRA, or Fair Credit Reporting Act, is a federal law enacted by Congress in 1970 to promote accuracy, fairness, and privacy in the information maintained by consumer reporting agencies. In simple ...

NEW YORK (AP) — A federal judge in Texas removed a Biden-era finalized rule by the Consumer Financial Protection Bureau that would have removed medical debt from credit reports. U.S. District Court ...

Learn what a credit history is, how it affects your credit score and report, and tips for improving it. Unlock better loan rates by mastering your credit history.

Debts in collections typically stay on your credit report for seven years and can harm your score for as long as they appear. Some credit repair tactics can potentially get collection accounts taken ...

"It's sort of a head-spinning, 180-degree reversal," said Chi Chi Wu, an attorney with the National Consumer Law Center, ...

A federal rule restricting the debt’s inclusion has been canceled. Now, the consumer bureau is trying to overturn state restrictions. By Ann Carrns A court ruling this summer canceled a Biden-era ...

If deleting and reporting scam texts and phone calls has become part of your daily routine, there's another simple way to protect yourself from fraud -- and it may be more effective. Placing a fraud ...

Beverly is a writer, editor, and paralegal specializing in personal finance and tax law. She covers personal financial and legal topics, as well as tax breaks, tax preparation software, and tax law ...

The rule would have removed more than $49 billion in medical bills from the credit reports of about 15 million Americans, the Consumer Financial Protection Bureau said at the time it was finalized. A ...