Flooding and mudslides pose unique challenges for homeowners when it comes to insurance. Many find out they are either ...

Disaster coverage used to be a quiet line in your homeowners policy. Now it is splintering into separate products, each with ...

The wildfires that have devastated large parts of Los Angeles County have drawn fresh attention to the struggles many Americans face insuring their homes. Since 2022, 7 of the 12 largest insurance ...

Three years after Hurricane Ian slammed into Fort Myers Beach, jackhammers still echo along the barrier island's main road, where new houses and businesses are going up next to vacant lots and the ...

Philadelphia enters FEMA's CRS program, offering a 15% flood insurance discount, saving the community $424,000 annually, with ...

In the rolling hills of Lake County, Calif., residents in Kelseyville are getting home makeovers. The improvements aren't eye-catching: new gutters on the roof, gravel around the exterior walls and ...

FEMA approved the city to join its Community Rating System, a program that rewards municipalities that take steps to reduce flood risk.

Last year, the insurance industry saw 27 weather events that resulted in at least a billion dollars in insured losses, including hurricanes, floods, wildfires, and tornadoes. Overall, last year, ...

A record-setting 21 thunderstorm events each caused at least $1 billion in damages, a sign that more people and property are ...

The wildfires that have devastated large parts of Los Angeles County have drawn fresh attention to the struggles many Americans face insuring their homes. But the sheer scale of need means it’s hard ...

Ryan Kellman is a producer and visual reporter for NPR's science desk. Kellman joined the desk in 2014. In his first months on the job, he worked on NPR's Peabody Award-winning coverage of the 2014 ...