Discover the differences between debt and equity financing, including costs, risks, and potential returns, to help you make ...

There's no question that credit card debt is expensive right now. Not only do credit cards typically come with high interest rates, but the recent Federal Reserve rate hikes have resulted in card ...

Explore how the total debt-to-capitalization ratio helps measure a company's leverage. Learn the formula, implications, and ...

Debt can get expensive. Take credit cards, for example. The average credit card user carries a balance of nearly $8,000 — up over 8% from just two years ago. Throw in rising credit card rates, which ...

Small- and medium-sized business owners considering seeking funding are starting to look at selling equity stakes instead of assuming debt, an option that remained on the back burner during a long era ...

A debt/equity swap is a financial restructuring strategy where a company exchanges outstanding debt for equity in the business. This can help a company reduce its debt burden and interest costs while ...

Understanding the differences between equity and debt is critical for entrepreneurs and founders to know how to leverage both. Typically, equity comes first because debt is more difficult to obtain at ...

Using a home equity loan to tackle high-interest debt is not suitable for every homeowner. It’s a decision that requires a clear understanding of the benefits and risks. Here’s how home equity loans ...

Total originations of open-ended home equity lines of credit (HELOCs) and closed-end home equity loans increased in 2024 by 7.2% from the previous year, when comparing originators that reported in ...

The difference lies in knowing when borrowing becomes good debt—financing assets, equity, and expansion, and when it slips ...

As of Jan. 7, 2026, the average home equity loan rate is 7.97%, according to Bankrate’s regular survey of rates. The average ...