Secretary Scott Turner and Principal Deputy Assistant Secretary Frank Cassidy have submitted the Federal Housing ...

Explore how the FHA supports homebuyers with mortgage insurance and low down payments. Learn the agency's history and its role in making homeownership accessible.

If you got your FHA loan after the year 2000, you may be able to cancel your FHA mortgage insurance. If you got your loan before 2000, you’ll continue to pay the premiums in most cases. If your loan ...

If you take out an FHA loan, you’re required to pay FHA mortgage insurance premiums (MIP). FHA MIP includes an upfront premium, typically paid at closing, and annual premiums. The cost of the annual ...

DEAR BOB: Recently you explained how to cancel private mortgage insurance when the PMI loan balance drops to less than 80 percent of today's market value. However, when I phoned my FHA lender, I was ...

The Mortgage Bankers Association is examining the data to see if the high ratio warrants a new push for a premium cut but ...

A homebuyer might pay private mortgage insurance depending on the size of their down payment. PMI differs from mortgage insurance a borrower would pay if they use an FHA loan. Buying or selling a home ...

That’s why it’s critical to understand your documentation and know how much each monthly mortgage payment is impacting your ...

The real estate industry has a trade-off between consumers and lenders. Consumers can get a mortgage with a small down payment, but lenders are then protected with buyer-paid mortgage insurance that ...

Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...

FHA loans are making a comeback. Federal Housing Administration (FHA) loans picked up more than 20% of the market share in March, up from 18% at the beginning of the year and 12% the year prior, ...

Mortgage insurance premiums (MIPs) are a type of insurance paid to the Federal Housing Administration (FHA) for certain mortgage loans. If you can buy a home with a Federal Housing Administration (FHA ...