Gen Z consumers increasingly went delinquent on credit cards. VantageScore today released its May 2024 CreditGauge, a monthly analysis highlighting the overall health of U.S. consumer credit. The ...
When you view your credit score, you're likely to see a different three-digit number depending on whether you checked your score online, on your banking app or via another means. Although you have ...
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Banks Tighten Lending As Consumer Credit Delinquencies Rise To Pre-Pandemic Levels, According To VantageScore
Consumer delinquencies are close to pre-pandemic levels, and that's caused banks to lend out less money, according to the VantageScore CreditGauge September 2025 report. Consumer credit and mortgage ...
SAN FRANCISCO, Aug. 18, 2025 /PRNewswire/ -- VantageScore 4.0 predicted up to 49% more mortgage defaults leading into the COVID-19 pandemic period than Classic FICO, according to the latest ...
In the days following the announcement that VantageScore 4.0 was suddenly in play for conventional mortgages, FinLocker‘s Brian Vieaux had to burst some bubbles. Most of the 15 to 20 loan officers he ...
VantageScore Solutions reported the results of its annual validation finding that VantageScore 3.0, as well as earlier VantageScore credit scoring models, continue to be effective risk management ...
Along with slowing originations, the latest edition of CreditGauge by VantageScore showed delinquencies throughout the credit market are on the rise. Analysts reported on Tuesday that overall credit ...
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