Your car insurance quote will generally show the insurer's suggested limits—usually more than the mandated minimums—for each ...

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Keep organized records, check insurer reviews and update your policy after major life changes to maintain proper protection without paying for unused coverage.

On the declarations page of your new policy, look for the policy effective date. This is when your new coverage begins.

Forbes contributors publish independent expert analyses and insights. I write about investing, insurance, and financial intermediaries. Dec 18, 2023, 06:43am EST This article is more than 2 years old.

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We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. One way to do that might be to drop certain coverages from your policy.

Learn why your auto insurance rates are high and discover actionable tips to reduce your costs. Improve driving habits, shop ...

John McCormick is a former deputy editor at The Wall Street Journal and has been an editor and reporter at several other media outlets, including Digital Insurance and Financial Planning, where he ...