Locking in a mortgage rate can protect you from fluctuating costs during the closing process, especially if interest rates are on the rise. But if rates drop after you’ve locked, you could be stuck ...

Mortgage interest rates remain volatile, and for homebuyers, a mortgage rate lock could mean paying thousands of dollars less over the life of a loan. While timing plays a role in securing the lowest ...

Homebuyers are finally seeing some relief in the final months of 2025. Recent back-to-back Federal Reserve rate cuts have pushed 30-year fixed mortgage interest rates down to the low-6% range, which ...

The rate lock might be the most complicated issue mortgage borrowers need to understand. Here, five questions and answers demystify how a rate lock works. -- What is a rate lock? A rate lock is a ...