Aug 21, 2025 · What Is Asset-Based Lending? Asset-based lending involves securing loans with collateral, such as inventory or equipment, to meet business cash flow demands.

Apr 10, 2024 · Asset-based lending (ABL) is when a lender issues you a loan that is secured by some form of collateral, such as inventory, accounts receivable, equipment or real estate, among other …

But while cash-flow lending depends on the strength and stability of a company’s cash flow, some businesses may be eligible for additional borrowing based on the assets they own. For them, an …

Nov 14, 2025 · Learn how asset-based loans (ABLs) work and what makes them a uniquely flexible form of commercial financing. What is ABL? An ABL allows a company to use assets—including accounts …

Asset-based lending is usually done when the normal routes of raising funds is not possible, such as the capital markets (selling bonds to investors) and normal unsecured or mortgage secured bank.

But there's another financing option – asset-based lending – that can help you access capital when your cash flow is shaky. The main differences between asset-based lending and traditional bank loans are …

Jan 14, 2025 · Asset-based lending differs from other business financing options such as a cash flow loan, which is secured by a business’s expected cash flows, or an unsecured business loan, which is …

Unlike traditional loans, which rely on a borrower’s creditworthiness or cash flow, this approach allows you to leverage your investment portfolio or another asset to unlock cash in the event you need it …

May 28, 2025 · Private asset-based lending (ABL) is no longer living in the shadow of direct lending. It’s growing in popularity as asset managers look to expand to underserved and high-yielding credit …

What is Asset-based Lending? Asset-based lending refers to a loan that is secured by an asset. In other words, in asset-based lending, the loan granted by the lender is collateralized with an asset (or …