New 401K Rule in 2026 You Need to Start Planning Now!
11:43
YouTubeFIRE Psy Chat
New 401K Rule in 2026 You Need to Start Planning Now!
Starting in 2026, a major update is coming to 401(k) plans you won’t want to miss. Under the SECURE 2.0 Act, high earners—those making more than $145,000 in FICA wages—will be required to make all their catch-up contributions as after-tax Roth contributions, instead of traditional pre-tax ones. We’ll explain how this affects both your ...
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Shorts
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If you’re over 20, you need to know this! These are the basics of the 401k and IRA. These retirement accounts can be the difference between retiring with dignity or working forever. This breakdown explains how a 401k vs IRA works, contribution limits, tax advantages, and what every beginner needs to know. Are you using a 401k, an IRA, or neither right now? #401k #IRA #RetirementPlanning #PersonalFinance #FinancialLiteracy | Money Coach Dave
If you’re over 20, you need to know this! These are the basics of the 401k and IRA. These retirement accounts can be the difference between retiring with dignity or working forever. This breakdown explains how a 401k vs IRA works, contribution limits, tax advantages, and what every beginner needs to know. Are you using a 401k, an IRA, or neither right now? #401k #IRA #RetirementPlanning #PersonalFinance #FinancialLiteracy | Money Coach Dave
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